Savings and Investment – From the inflation perspective

Savings have always been a habit among people from time immemorial. Savings act like a lifeline in times of financial emergency. People set aside a portion of their earnings with a view to providing for the future. A savings account has always been the preferred choice of all groups of people as it ensures the safety of their hard-earned money. The interest rates are however very minimal as these are highly liquid assets. This continues to be one of the preferred modes of saving even with the advent of many new investment options.

Time value of money

It is very important to understand the time value of money when it comes to saving for a long term. This is where we stress the impact of inflation as well. Inflation is referred to the rise in prices of goods and services which adversely affects our purchasing power. It means fewer goods for more money. The money we spend to buy a property today will be much less than what we would spend to buy it 10 years down the line. So when we save money, the future value of it is definitely going to decrease because of the effects of inflation. That does not mean that savings are of no good at all. It only means that we need to try other options for investment which will appreciate over time.

Inflation cutting down Savings

Inflation is a part and parcel of the economy. It is a normal process that happens with the increase in the economic activity. The rising prices will definitely put more pressure on our earnings leaving only a small portion of savings at our disposal for future investment. With the inflation rates rising, the small amounts we save today will not be adequate to meet our future requirements. It is not possible to stop the rising prices, but we can definitely reduce its impact by resorting to some amount of planning when it comes to picking an investment option.

Short-term investments

The investments that have a short maturity period are a good option as the money would not be locked up for many years. Investors can take up a little risk to earn more income by way of forex trading or cryptocurrency trading. These types of trading can fetch more income for the investors if they pick the right tools. Bitcoin Trader is an online trading robot that provides investment opportunities in the cryptocurrency market.



4 Fun Facts About Cryptocurrency

Who said the discussions surrounding the cryptocurrencies should only be serious like, the volatility of the cryptocurrency, their performance in Q1 2018, their prospective future and so on? Sometimes you should also know how to relax and consider the lighter side of the cryptocurrencies, perhaps, to understand the concept of the cryptocurrencies clearly without being too prejudiced! So, shall we start doing that now? Here you go with these 4 fun facts about the cryptocurrency!

Satoshi, but not the Bitcoin creator

Well, we all know that the creator of the Bitcoin is anonymous Satoshi Nakamoto but, he is not the only Satoshi in the world of Bitcoins! Yes, we know that one of the benefits of the Bitcoins is the divisibility, and Satoshi refers to the smallest possible Bitcoin unit, whose value equals to 0.00000001 bitcoin or one hundred millionth of a Bitcoin! So, next time when somebody asks you to transfer 5 Satoshi, better be prepared!

Losing of your private key means losing of your cryptocurrency treasure

The cryptocurrencies that you own are securely stored in the specific wallet that can be operated only by using your own private keys. Therefore, it is necessary that you keep these keys safely because, if you lose the keys you would lose your entire cryptocurrency treasure, as there is no other way to recover it, unfortunately! Well, looks like enhanced security also comes with a huge price!

There are more than 1300 cryptocurrencies in the market

Although everyone talks about the Bitcoin, it is not the only cryptocurrency as the popularity of the cryptocurrency initiated by the Bitcoins has encouraged more developers to come with many fascinating virtual currencies. The result is, there are more than 1300 cryptocurrencies available in the market today, in which nearly 23 have more than $1 Billion market cap value! While the choices are too many, not everyone could make it to the future and therefore, understand the purpose and the power of the specific cryptocurrency and then invest in them by using the sophisticated automated trading robot!

More than 6 million crypto wallets available

As seen above, the cryptocurrencies are stored in the respective crypto wallet, where the wallet can be specific to the type of cryptocurrency or can accommodate more than one cryptocurrency types that depend according to the provider! It is estimated that there are more than 6 million active crypto wallets in existence today and the value can even go as high as 12 million, impressively!


All these only prove that the world of the cryptocurrencies is wide and progressive and therefore, entering with preparations and knowledge can gain anyone the desirous results!

5 Simple Steps To Follow To Finance Your Startup

There is no denying the fact that a startup is hard to finance, especially in times of inflation. Nobody wants to invest in a new company or a new brand that has not settled itself as successful because they fear to lose their money. The only thing that a startup needs in abundance is steady cash flow and that also happens to be the only thing that becomes a scarce commodity time and again. As days pass, it gets even more difficult to keep existing investors interested and engaging new investors. However, this does not mean that you will not put your best foot forward to start what you had planned to. Here are 5 simple steps to follow in order to finance your startup.

  1. Have a business plan at hand

If you do not have a business plan, then you have no foundation to start with. A detailed and clear plan at hand will help your investors see where you are heading and they might take more interest in your ideas. You can get a business plan designed by professionals if you want to make the first impression a lasting one. It should contain your original plan and alternative plans as well. It should also have a clear indication of the goal that you have in mind.

  1. A clean credit score

A clean credit score is beneficial in more ways than one. If you use credit cards, the best way to maintain a good credit score is to make purchases with these credit cards and pay off the debts immediately. This credit record will show your investors that you will not be a default consumer and will pay off their money within the stipulated time as well. It will let them trust you and your brand and trust are very important when you have a startup.

  1. Get in touch with the right people

We have all heard how your network eventually goes on to decide your net worth. When you have a startup, it becomes all the more important. Successful and professional helps a great deal when you need investors to start a new business.

  1. Invest in a cryptocurrency trading system

You can invest in a cryptocurrency trading system that has a good ROI. This is more of a long-term planning since you might have to start investing in it beforehand. One such system is the Bitcoin Code that will help generate great profits from Day 1 that you can use to fund your startup business. For more information, read the Bitcoin Code Review on the official website.

Marketing your Business within Budget:

Don’t you think that online is a hub for everything? Well, we do think yes!! There is nothing that is not available or there is nothing that gets past the online stream. Even the best cryptocurrency has gained a lot of popularity due to the fact that it has been a complete digital transaction.

The common of them all, being the bitcoin is the one with lots of speculation and also momentum to grow your money. If you are looking to invest in it, then bitcoin code is the place to be! Want to know if it’s genuine and best for you, then read the full review here. The cryptocurrency trading platform has emerged as one of the most successful business online.

Improving your Business these days needs a lot of tricks, efforts, and money too. Especially in the marketing department, you need to spend a lot! But, don’t worry if you don’t have much money in your wallet, here are the ways that you can market your business without spending too much.


Concentrate on your content on the website. The search algorithm works on keywords and specific niche content to bring up the content. So, concentrate on generating best content, by either doing it yourself or by hiring freelancers to do the job for you. You can simply follow some basic rules of writing and keep the article and page as creative as possible.


There was a survey conducted and found that videos attracted more people and likes than plain content. So, this great to add videos more to your website, but keep that as simple and genuine as much as possible. You can choose the help of professionals, there are many on YouTube! But, if you want to save some, then use the best apps and create an innovative video by yourself.

Go Social:

There is no platform better than social media. You can reach to trillions and trillions of people with this media. Be it on Facebook or using Twitter or even the best google ads, use any of the services and let as many people know about your work. There is also a time slot to match your posting so that many people will have a look at your business, check it out.

Go to paid services:

Sometimes you need to shell out money to gain money, same applies to marketing. You need to spend money on few services, called paid services to promote your website and work, in order to help your business, get heard of!


How to become a budding entrepreneur

Businesses are booming everywhere! There are too many businesses out there, few are extremely successful and few others or not! But, not that the unsuccessful people are bad at basics or not working hard; it can be that they aren’t smart enough.

Look at the booming cryptocurrency trading platforms that are extremely sailing high! How could they get there? The creators were smart enough to gain knowledge in the field and have enough experience to know what works and what not! The Bitcoin code is one of the best examples of how well a well-maintained business should be; you can read the full review of the platform here.

So, if you are one among them, looking for starting up a business, or you have already started and looking ways to develop it, then please read on, how to succeed at it.

Know yourself:

Starting up a business can’t happen just like that! You need to either have a passion for that chosen filed, or you can have some experience in the same field. You need to analyze yourself about what you need to achieve in the longer term, either turning your hobby into a business or run a business based on hobbies! Before deciding, ask yourself all these questions; my skillsets, my goals, proficient at, an amount that is affordable to invest and to lose; and much more!

What next?

Ask yourself this question! After all this, what is the next step; which business you want to start up! So, starting thinking and zeroing on the idea that might work well for you. Get a rough idea about your business line, what is the latest trend in the sector, who are your peers and how can you make your mark!

Be a star in your field:

Rather than becoming one among 100, stand out as one in 100, who are capable of doing something, catering to few services that are barely available and so on. Knowledge is always wealth, so learn to apply the knowledge that you have, and become a proud entrepreneur.

Read and research:

Before entering any sector, do a well-contained research and read all the documents very carefully. Do a thorough research on the skills that you need to hone, on the peers in your field, what must be your entry style and what should be your marketing need. Don’t just google, use the people you know, to take a survey in your chosen field.



Why Could Hashgraph Have An Edge Over Blockchain?

Hashgraph is the new technology and there are quite a few reasons why it could have an edge over Blockchain technology.

Hashgraph can be verified

All the transactions that happen in Hashgraph can be verified. This is because as soon as a transaction goes through it takes just a few minutes for all the community to know the place where the transaction will get queued in the ledger.

Also since every member of the community is aware of it this means that the changes will be implemented and discarded.

It is not required to keep the record of the transaction in the ledger for the entire life. This is one major reason why the Bitcoin has a 160GB Blockchain and the Hashgraph platform has storage that is less than one gig. And this is the sole reason why even a simple smartphone can be used to run the Hashgraph cede. Running the Bitcoin Code needs huge and high-speed computers.

Byzantine agreement

What exactly does this term mean? This means that neither can any single member or a small group of members stop the Hashgraph community from reaching a consensus. Once the consensus is reached then it cannot be changed by either an individual or a group.

This is not guaranteed when you use the Blockchain technology and this is because when using Blockchain technology the members never even get to the point where they know that a consensus has been reached.


Hashgraph is used as a distributed database. The members agree on the order in which the transaction was carried out and they then list them accordingly. TheHashgraph helps the members to agree to the transaction order.

On the other hand, the nodes that are running the Blockchain technology never get a consensus that has been achieved across the network.

Cheap and efficient

No effort gets wasted when Hashgraph is used. This is because the transaction list or what is called as a block in Blockchain technology never gets discarded. Each block is used in order to achieve a consensus.

There is also a lot of emphasis on the proof of work and this makes it very expensive to run the Blockchain technology. This is when the mining power in the community increases. Hashgraph does not need proof of work and thus no block is wasted and also the work is completely efficient.

These are a few reasons why Hashgraph could be preferred over Blockchain.